A variety of girl child schemes have been launched across India with the goal of changing the social attitude toward girl children and elevating their social standing. Mainly discuss about Top 11 Government Girl Child Schemes in India 2022. Such schemes can be divided into two categories: Central Government Schemes and State Government Schemes.
- Beti Bachao Beti Padhao
- Ladli Scheme of Haryana
- Sukanya Samriddhi Yojana
- Ladli Laxmi Yojana of Madhya Pradesh
- Balika Samriddhi Yojana
- Karnataka Bhagyashree Scheme
- CBSE Udaan Scheme
- Mazi Kanya Bhagyashree Scheme from Government of Maharashtra
- National Scheme of Incentive to Girls for Secondary Education
- West Bengal Kanyashree Prakalpa
- Dhanalakshmi Scheme
Girl Child Schemes Funded by the Central Government:
The Central Government-sponsored girl child schemes are administered by the central government and are available to all girls and their parents, regardless of where they live in India. The following are key characteristics of India's most important central government girl child schemes:
1. Beti Bachao Beti Padhao:
Bachao, Beti Beti Padhao is a central government scheme for girl child schemes that is implemented across the country. The primary goal of this scheme is to protect girl children from social ills such as gender-biased abortions and to advance girl child education throughout the country.
This scheme was initially aimed at districts with a low sex ratio, i.e. fewer female children than male children, but it was later expanded to include other parts of the country as well. This is primarily an educational initiative to help change social attitudes; no direct cash transfers are involved.
The following are the primary goals of this social welfare scheme for girls:
Preventing gender-biased selective abortions ensuring the survival and protection of the girl child in infancy ensuring the girl child's education and participation
Click here to learn more about the scheme.
2. Sukanya Samriddhi Yojana: (SSY):
Sukanya Samriddhi Yojana (SSY) is a special government-backed savings scheme in which a girl child serves as the primary account holder, with the parent/legal guardian as a joint account holder. The SSY account can be opened before the girl child is 10 years old, and contributions must be made for the next 15 years.
Some of the key features and benefits of investing in a Sukanya Samriddhi Yojana account are as follows:
- Flexible deposit option with an initial deposit as low as Rs. 1000 and a maximum annual deposit of Rs. 1.5 lakh.
- A high fixed rate of return is currently 7.6 percent as of the first quarter (April-June) of fiscal year 2022-23.
- Section 80C of the Income Tax Act of 1961 provides a tax deduction benefit.
- Investments that are completely tax-free because the principal invested, maturity amount, and interest earned are all tax-free.
- A partial withdrawal option is available for a girl child's higher education.
- Available throughout India at any PSU bank, India Post, and select private sector banks.
- Long-term investment because investments can be made for 15 years after the SSY account is opened.
Know more about the Sukanya Samriddhi Yojana Calculator: How to Calculate, Formula, Maturity Value & Installments Chart
3. Balika Samriddhi Yojana :
The Balika Samriddhi Yojana is a scholarship programme that provides financial assistance to poor young girls and their mothers. The scheme's main goal is to raise girls' social status, increase their marriageable age, and increase girls' enrollment and retention in schools.
Balika Samriddhi Yojana Features and Benefits
This scheme for girl children is available in both urban and rural areas.
After the birth of a girl child, the mother receives a cash benefit of Rs. 500.
A girl child in school can receive an annual scholarship ranging from Rs. 300 to Rs. 1000 until the tenth grade.
After the girl child turns 18 and is still unmarried, she can withdraw the balance amount.
The Balika Samriddhi Yojana Forms can be downloaded for free from the Women & Child Development Department website.
Know More: Balika Samridhi Yojana (BSY): Factors, Eligibility, Coverage & Application Procedure
4. CBSE Udaan Scheme:
The Central Board of Secondary Education administers the CBSE Udaan scheme for girls on behalf of the Government of India's Ministry of Human Resource Development. The goal of this scheme is to increase the number of female students enrolled in prestigious engineering and technical colleges across India.
The scheme includes efforts to enrich the learning experience, with a special emphasis on girl students from economically disadvantaged backgrounds.
The CBSE Udaan Scheme has the following key features:
- The free course material/online resources, such as video study material, for female 11th and 12th grade students
- Weekend virtual contact classes for female 11th and 12th grade students
- Peer learning and mentoring opportunities for deserving female students
- Students can use study helpline services to clarify their doubts.
- Students' progress is constantly monitored and tracked.
CBSE Udaan Scheme Eligibility :
The following are the primary eligibility requirements for enrollment in the Udaan Scheme:
Female students who are Indian citizens and live in India.
Girls in class 11th and 12th must be enrolled in Physics, Chemistry, or Mathematics at CBSE-affiliated schools.
The student's annual family income cannot exceed Rs. 6 lakh.
Selection based on merit, subject to certain criteria.
Applicants can apply for this scheme through their respective CBSE-affiliated schools. To learn more, go to the Official CBSE Udaan Scheme page.
5. National Scheme of Incentive to Girls for Secondary Education :
The National Scheme of Incentive to Girls for Secondary Education is a pan-India scheme managed by the Ministry of Human Resource Development's Department of School Education and Literacy. It is primarily for the benefit of girls from India's backward classes.
Eligibility for the National Girls Secondary Education Incentive Scheme:
- All SC/ST girls who have passed the class 8 examination are eligible, as are girls from other social classes who have passed the class 8 examination at Kasturba Gandhi Balika Vidyalayas.
- Girls must also be under the age of 16 to be eligible for the scheme.
- Girl students who are married or enrolled in various central government schemes such as CBS, NVS, and KVS are ineligible.
How does the National Girls' Secondary Education Incentive Scheme work?
When an eligible female student is chosen, Rs. 3000 is deposited as a fixed deposit on her behalf. This amount can be withdrawn with interest once the girl student has completed the 10th grade and reached the age of 18.
6. Dhanalakshmi Scheme:
In March 2008, the central government launched the Dhanalakshmi Scheme as a pilot project to provide conditional cash incentives to low-income families with girl children.
However, as a result of more appealing government schemes introduced over the years, the Dhanalakshmi scheme has now been phased out.
The Dhanalakshmi Scheme pilot project was implemented in the following states:
Bihar, Chhattisgarh, Jharkhand, Orissa, Punjab, and Uttar Pradesh
The pilot project of this girl child welfare scheme was carried out in specific blocks of the aforementioned states that were chosen due to their lower than average girl child sex ratio (as compared to rest of India). The primary goal of providing cash incentives under this scheme was to promote education and improve the well-being of girls, particularly those from economically and educationally disadvantaged backgrounds.
Cash Incentives Offered Under the Dhanalakshmi Scheme
The Dhanalakshmi girl child welfare scheme provided girl children with staggered direct cash benefits from birth until the completion of secondary education in Class 8. The scheme of cash incentives offered under the Dhanalakshmi yojana is as follows:
Girl Child Life Event Cash Transfer for each Girl Child
Birth and Birth Registration Rs. 5000
Immunization after 6 weeks Rs. 200
Immunization after 14 weeks Rs. 200
Immunization after 9 months Rs. 200
Immunization after 16 months Rs. 200
Immunization after 24 months Rs. 200
After completion of immunization Rs. 250
On enrolment in Primary School Rs. 1000
On passing Class 1 with at least 85% attendance Rs. 500
On passing Class 2 with at least 85% attendance Rs. 500
On passing Class 3 with at least 85% attendance Rs. 500
On passing Class 4 with at least 85% attendance Rs. 500
On passing Class 5 with at least 85% attendance Rs. 500
After enrolment in Secondary School Rs. 1500
On passing Class 6 with at least 85% attendance Rs. 750
On passing Class 7 with at least 85% attendance Rs. 750
On passing Class 8 with at least 85% attendance Rs. 750
The scheme was discontinued in April 2013 as various state-specific girl child welfare schemes had already come into effect by that time.
7. State Government Girl Child Initiatives :
In addition to central government schemes, each state in India has its own scheme for the welfare of girls. Some of the most well-known state-level girl child schemes in India are as follows:
Haryana's Ladli Scheme:
Haryana's Ladli Scheme is sponsored by the Haryana government to improve the social status of girls. The scheme is also concerned with changing society's mindset and attitude toward the girl child in order to eliminate social ills such as female foeticide. The Haryana State Government launched the scheme on August 20, 2015.
What is the Ladli Scheme?
This is a cash incentive scheme that pays out Rs. 5000 per year for the next five years to families who have a second girl child born after August 20, 2015. This money is put into a Kisan Vikas Patra in the name of the second girl child and the mother/father/legal guardian. These deposits, along with interest, will be released once the second girl child reaches the age of 18.
How to Obtain the Ladli Scheme Application Form:
Forms for the Haryana Ladli Scheme can be obtained from nearby Aganwadi Centres. The form must be completed and submitted to the local Aganwadi worker or Health Staff, along with birth certificates for both the first and second girl children. The Ladli Scheme Application Form can also be downloaded from the official government website.
8. Madhya Pradesh's Ladli Laxmi Yojana
The Madhya Pradesh Ladli Laxmi Yojana is a girl child scheme sponsored by the Maharashtra government that aims to improve the status of girl children and women in the state. The plan was implemented in 2006 with the goal of preventing social ills such as child marriage and female foeticide. Following beneficiary approval, Rs. 6000 in National Saving Certificates will be purchased in the beneficiary's name every year for the first five years.
From this investment, Rs. 2000 will be invested after the girl child is admitted to 6th grade, and Rs. 4000 will be invested after the girl child is admitted to 9th grade.
Learn more about Ladli Laxmi Yojana.
9. Ladli Laxmi Yojana Eligibility :
The family must be a Madhya Pradesh resident with no taxable income.
Following the birth of a second child, the family must practise family planning, and the first girl child must be born after April 1, 2008.
The beneficiary must regularly attend the Aganwadi.
How to Apply for the Madhya Pradesh Ladli Laxmi Yojana
The form to sign up for the Ladli Laxmi Yojana can be obtained from the local Anganwadi Centre of the household's village/locality. The form must be completed and submitted to the Anganwadi Centre in their village/locality within one year of the girl child's birth, along with copies of all relevant documents.
Karnataka Bhagyashree Scheme
The Bhagyashree Scheme is a Karnataka government programme that encourages the birth of girl children in low-income families. Financial assistance for girls is provided if certain key criteria are met.
The girl child is covered by health insurance up to a maximum of Rs. 25,000 per year. Up to the tenth grade, the girl child receives an annual scholarship ranging from Rs. 300 to Rs. 1000.
Qualification for the Bhagyashree Scheme
Girl children from low-income families are eligible for this benefit if they were born after March 31, 2006.
Enrollment is permitted up to one year after the child's birth, with a maximum of two children covered under this scheme.
If certain criteria are met, the beneficiary may be eligible for additional financial benefits.
More on the Karnataka Bhagyashree Scheme
10. The Maharashtra government's Mazi Kanya Bhagyashree Scheme:
The Mazi Kanya Bhagyashree Scheme is a Maharashtra government-sponsored programme that aims to improve the lives of girls from low-income families and other vulnerable groups.
Advantages of the Mazi Kanya Bhagyashree Scheme
For the first five years following the birth of the girl child, the mother receives Rs. 5000 per year. Following that, financial assistance of Rs. 2500 per year is provided until the girl child enters the fifth grade.
Following that, the financial assistance is increased to Rs. 3000 per year until the girl child enrols in class 12. She will receive Rs. 1 lakh per year for her education once she reaches the age of 18. Additional funds may be available to the girl child for further education.
Application Form for the Mazi Kanya Bhagyashree Scheme.
The application form for the Mazi Kanya Bhagyashree Scheme can be obtained from the local Anganwadi and submitted with all relevant documents, such as the girl child's birth certificate, to the local Anganwadi worker. Further information about this girl child scheme, as well as the Mazi Kanya Bhagyashree Scheme Application Form, can be obtained from the Maharashtra government's official website.
11. Kanyashree Prakalpa of West Bengal
West Bengal's Kanyashree Prakalpa is a state initiative for girl child schemes aimed at improving the status and well-being of girls, particularly those from lower socioeconomic classes. The Department of Women Development and Social Welfare, Government of West Bengal, implements this scheme in the form of conditional cash transfers.
The Kanyashree scholarship is worth Rs. 750 per year for girls aged 13 to 18, with a one-time grant of Rs. 25,000 available for girls aged 18 to 19.
Kanyashree Prakalpa Eligibility Criteria
A girl student is eligible for Kanyashree Prakalpa benefits if she meets the following criteria:
The beneficiary must be a West Bengal resident with a bank account. The girl child must be enrolled in an educational institution and unmarried.
The girl's family's maximum annual income must be Rs. 1.2 lakh per year.
Kanyashree Prakalpa Application:
A girl child can apply for the annual scholarship under this scheme as soon as she turns 13, as long as she is in class 8 or higher. Kanyashree Prakalpa one-time grant applications can be submitted between the ages of 18 and 19.
The application form for the Kanyashree scheme can be obtained from the institution where the girl child is enrolled. This must be completed and submitted along with documents such as a birth certificate, a declaration that the applicant is unmarried, and an annual income statement confirming that the applicant's family income is Rs. 1.2 lakh or less per year.
Both the Kanyashree Prakalpa K1 Application Form and the Kanyashree Prakalpa K2 Application Form are available for download from a variety of online sources.
Learn More About Kanyashree Prakalpa Yojana
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